Is My Traditional Long Term Care Insurance Policy Worth It?
This is one of the most common questions we get. On the one hand, Long Term Care Insurance is insurance. Insurance is there to help protect against unexpected costs, which you hope you never experience. Then again, modern medicine is helping us live longer but not always healthier. Maybe those unexpected costs aren’t always so unexpected.
Nevertheless, when you buy Long Term Care Insurance you’ll definitely pay premiums. Will you collect benefits? How will those benefits compare to the cost of the premiums? We can’t predict your future, but here are the experiences of some of our clients. These clients always felt their policies were worth it, and the benefits their policies paid were much more than the premiums they paid in.
If you have questions about Long Term Care Insurance please contact us. If you’d like a quote for Traditional Long Term Care Insurance or Hybrid Long Term Care Insurance, please complete our request a quote form. If you have questions, please contact us.
To help determine if long-term care (LTC) insurance is right for you, we are offering a FREE informational guide. This is a comprehensive booklet that will answer many of your questions about LTC and assist you with your health care planning.
To help determine if long-term care (LTC) insurance is right for you, we are offering a FREE informational guide. This is a comprehensive booklet that will answer many of your questions about tax breaks and incentives for LTCI for federal and state taxes.