A surprising number of seniors still believe that Medicare will cover all their long term care expenses, according to a study by AARP. But here’s the reality: Medicare offers limited-time long term care coverage that applies only to skilled nursing care. Long term care insurance (LTCI), on the
Read more →Topics discussed: 1) More employers are offering LTCI as an employee benefit, 2) Qualifying for a policy isn’t guaranteed, 3) you can take your LTCI policy with you if you change employers, 4) how to decide if getting a LTCI policy through your employer is a good
Read more →Topics discussed: 1) Don’t wait to file an LTCI claim, 2) review your policy’s benefit triggers, 3) make sure your policy will cover the senior living community you’re considering
Read more →