A surprising number of seniors still believe that Medicare will cover all their long term care expenses, according to a study by AARP. But here’s the reality: Medicare offers limited-time long term care coverage that applies only to skilled nursing care. Long term care insurance (LTCI), on the
Read more →November is National Long Term Care Awareness month This month we’re featuring resources that focus on the need to plan for long term care and helping your clients decide if LTCI is right for them. Medicare’s Hospital Observation vs. Admission Rule: The Difference Could Cost You There’s
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Topics discussed: 1) More employers are offering LTCI as an employee benefit, 2) Qualifying for a policy isn’t guaranteed, 3) you can take your LTCI policy with you if you change employers, 4) how to decide if getting a LTCI policy through your employer is a good
Read more →Topics discussed: 1) Don’t wait to file an LTCI claim, 2) review your policy’s benefit triggers, 3) make sure your policy will cover the senior living community you’re considering
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To help determine if long-term care (LTC) insurance is right for you, we are offering a FREE informational guide. This is a comprehensive booklet that will answer many of your questions about LTC and assist you with your health care planning.
To help determine if long-term care (LTC) insurance is right for you, we are offering a FREE informational guide. This is a comprehensive booklet that will answer many of your questions about tax breaks and incentives for LTCI for federal and state taxes.
