Understanding Medicare’s Long Term Care Benefit

A surprising number of seniors still believe that Medicare will cover all their long term care expenses, according to a study by AARP. But here’s the reality: Medicare offers limited-time long term care coverage that applies only to skilled nursing care. Long term care insurance (LTCI), on the

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Long Term Care Insurance: 7 Common Questions Answered

Medicare couple

Long Term Care Insurance: 7 Common Questions Answered Once people start to learn about Long Term Care Insurance (LTCI), they often have questions. Here, we answer those we hear most often. What is the underwriting process for LTCI? Whether you’re considering a traditional or asset-based LTC plan,

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