Archive for the Newsletter Category

Interest In Life Combination Products Shifts As the pandemic spread, images of nursing homes and assisted care facilities flooded the media. The sick and elderly were particularly vulnerable to this deadly virus and so many families were cut off from their parents and grandparents in the hopes

  Actuaries to Study How COVID-19 Affects Patients’ Spouses In the past one spouse’s need for long-term care has increased the odds the other spouse will need care. What Biden’s $400B Plan to Shift Long-Term Care Home Could Mean for Nursing Home Operators The shift to home

  Traditional LTCI policy now Offering a Guaranteed Premium Good news! NGL now offers a traditional LTCI policy with a guaranteed premium that can be paid over 10 years. This ONLY applies to their new 10-pay product. They’re finally addressing one of the complaints with Traditional Stand-Alone

  Improving the Long-Term Care Insurance Customer Experience An LTC insurance veteran has ideas about how to get policyholders and their families out of a paperwork maze. Black Caregivers Value Long-Term Care Insurance: Nationwide About 92% of Black caregivers surveyed said COVID-19 has increased the importance of

  Beware Unsolicited LTCI offers from Your Carrier LTCI carriers send unsolicited offers to reduce a policy’s premium. The offer is good for the carrier. Is it good for your client? That depends. Spending Growth on Home Health and Hospitals ahead of growth for Nursing Homes This

  Americans Worry More Now About Their Long-Term Care Plans And Prioritize Staying At Home The vast majority of Americans (87%) believe it’s more important than ever for people to stay at home for long-term care, as well as have a plan for long-term care (85%) and

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  Caught in the Middle: How Young Parents Can Plan for Long-term Care One family’s story shows how important long-term care plans are … and how whole life insurance with a long-term care rider can help. Medicare Part B premiums are rising in 2021 by more than

  Reducing the Risk of Falls for Older Adults Older adults experience a fall at some point. It is often unexpected and most don’t have a plan in place preventing senior falls. Low Interest Rates Push Prices for New Life-LTC Hybrids Higher Carriers say COVID-19 deaths and

  Nursing Homes Given Federal Go-Ahead To Allow More Visitors Nursing homes visitors have been banned since March because of COVID-19. Now the federal agency that regulates the facilities has outlined terms for resuming visits immediately. Ken Dychtwald: 75% of Households Could Face a Big Retirement Shock