It’s hard enough to get people to sit down and plan for their retirement. It’s understandable, then, that the last thing financial planners want to do is talk about long term care planning. But that’s unfortunate. Long Term Care Insurance (LTCI) is a powerful tool, and it
Read more →Do you really need a Long Term Care Insurance specialist? After all, you get your auto insurance and homeowner’s insurance through a kind of one-stop shop insurance broker. (Sometimes you even get a bundle deal for getting all your insurance in one place.) Isn’t the logical place
Read more →According to researchers, something like 70% of Americans age 65 and older will require long term care at some point. Which means that the chances of needing long term care at some point in your life are quite high. But it probably doesn’t feel that way when
Read more →Your health is unique. And that remains true as you age. As a result, long term care is highly individualized, both in terms of the care you need and when you need it. Long term care can quickly become complex–and so too can the Long Term Care
Read more →Estate planning usually isn’t a favorite topic of conversation. But thinking about the future–and especially what that future might look like as you age–is critically important to ensuring that your end of life and legacy wishes are respected. Making Long Term Care Insurance (LTCI) part of those
Read more →When you mention the phrase “employee benefits,” most people think of the standard offerings: vacation, health insurance, sick days–that kind of thing. But lately, more and more firms have started to offer Long Term Care Insurance (LTCI) as an employee benefit. It’s a smart move. LTCI can
Read more →As you age, retirement is a concept that moves from very fuzzy and nebulous to concrete and practical–slowly, at first, but then in a big hurry. As your future comes into focus, it’s important to consider the best ways to pay for–and protect–your retirement. Long Term Care
Read more →Everyone’s talking about inflation here in 2022. From food prices to energy costs, you’re not alone if your budget doesn’t stretch quite as far as it used to. Knowing how to cope with inflation in long term care costs can help protect your future and stretch your
Read more →Hybrid Long Term Care Insurance policies are a consistently popular and exciting product. But as with any type of long term care insurance, it’s worth unpacking the details at the same time you’re inspecting the intriguing and appealing benefits. To be sure, hybrid LTCI offers some substantial
Read more →As your adult children continue to age, it’s easy to become more aware of the passage of time. Even when they start having kids of their own, it’s hard not to see them as the baby you welcomed to the world. So, you never stop parenting. You
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