Archive for the Blog Category

Imagine that insurance is like a motorcycle. An insurance rider, then, is kind of like that side-car you can attach to that motorcycle (usually used to carry passengers or luggage). Put in a more straightforward way, an insurance “rider” is an additional (or optional) feature that is

Dementia is a progressive, chronic disease that primarily impacts the brain. Most people have heard of dementia (or Alzheimer’s, a specific form of dementia). Unfortunately, dementia is not always the most pleasant topic of conversation–so people tend to avoid talking about it. That can be a problem,

Even the best Long Term Care Insurance policy won’t help you if you don’t let it. Unfortunately, policyholders are sometimes their own worst enemies, making understandable errors that undermine their benefits. Often, these mistakes can be avoided with a little foresight–and it’s yet another good reason to

This is a guest post from a trusted resource of ours, Betsy Phillips, Realtor® SRES, CSHP. Betsy is a Senior Real Estate Specialist (SRES). Betsy is with Compass Realty and is based in Glenview, IL. The opinions expressed in this post are Betsy’s alone. We had no input

Do you really need a Long Term Care Insurance specialist? After all, you get your auto insurance and homeowner’s insurance through a kind of one-stop shop insurance broker. (Sometimes you even get a bundle deal for getting all your insurance in one place.) Isn’t the logical place

According to researchers, something like 70% of Americans age 65 and older will require long term care at some point. Which means that the chances of needing long term care at some point in your life are quite high. But it probably doesn’t feel that way when

Your health is unique. And that remains true as you age. As a result, long term care is highly individualized, both in terms of the care you need and when you need it. Long term care can quickly become complex–and so too can the Long Term Care

Estate planning usually isn’t a favorite topic of conversation. But thinking about the future–and especially what that future might look like as you age–is critically important to ensuring that your end of life and legacy wishes are respected. Making Long Term Care Insurance (LTCI) part of those

When you mention the phrase “employee benefits,” most people think of the standard offerings: vacation, health insurance, sick days–that kind of thing. But lately, more and more firms have started to offer Long Term Care Insurance (LTCI) as an employee benefit.  It’s a smart move. LTCI can