Archive for the Blog Category

Everyone’s talking about inflation here in 2022. From food prices to energy costs, you’re not alone if your budget doesn’t stretch quite as far as it used to. Knowing how to cope with inflation in long term care costs can help protect your future and stretch your

Hybrid Long Term Care Insurance policies are a consistently popular and exciting product. But as with any type of long term care insurance, it’s worth unpacking the details at the same time you’re inspecting the intriguing and appealing benefits. To be sure, hybrid LTCI offers some substantial

As your adult children continue to age, it’s easy to become more aware of the passage of time. Even when they start having kids of their own, it’s hard not to see them as the baby you welcomed to the world. So, you never stop parenting. You

You might think there’s nothing new in traditional Long Term Care Insurance (LTCI). After all, LTCI as a concept has been around since the 1960s. So, you might be surprised to learn that there are probably a few updates and changes you might not be aware of. 

Long Term Care Insurance (LTCI) is designed to provide peace of mind and financial stability. So, on a fundamental level, it makes sense that state and local governments would have an interest in providing LTCI. But the new Washington State LTCI Mandate is raising some interesting questions. 

When it comes to insurance of any kind, it’s important to know what’s covered and what’s not. That can be especially true when it comes to Long Term Care Insurance. The more you know up front, the better prepared you can be. So it’s important to know

We typically think of inflation as something that’s slow and steady–and, therefore, easy to plan around. That’s not the case with long term care costs. Over the last twenty years, long term care costs have risen at a rate faster than some income sources have kept up

When you own a Stand-Alone “Traditional” Long Term Care Insurance policy, it’s important to understand when to consider making changes to the policy. There are benefits and/or consequences that may affect your premium. Therefore, it’s a good idea to educate yourself on how to recognize an Unsolicited

Over 70% of all seniors will need long term care during their lifetime. Knowing what your Long Term Care Insurance (LTCI) benefit triggers are and how they apply can help you and your family plan for the future.  You probably don’t think in terms of incidental activities

Most people are adamant they never want to become a burden on their spouse or family.  Open communication and sound financial planning are key ingredients to navigating a lasting relationship with an eye to the future—in sickness and in health.  That includes making contingency plans for potential